More than 10,000 Baby Boomers are retiring every day. The question they ask is “Will I have sufficient income in retirement to live comfortably?” While today’s political leaders promise to “save” Social Security and Medicare benefits, these programs provide only a minimum safety net for seniors, rather than the promise of a comfortable retirement. For many retirees today, there is a looming retirement crisis.

Corporate America took notice of the retirement crisis about 15 years ago. Companies in major industries (airlines and steel, for example) filed for bankruptcy protection, in large part due to their inability to meet their pension obligations.