PUBLIC NOTICE STATE OF ALABAMA NOTICE OF MORTGAGE COUNTY OF ELMORE FORECLOSURE SALE Default having been made in the payment of indebtedness secured by that certain Commercial Mortgage, Security Agreement and Assignment of Leases and Rents, executed by KC Homes and Investments LLC on the 27th day of October, 2022 to Velocity Commercial Capital, LLC, which said mortgage is recorded November 3, 2022, in the Probate Office of Elmore County, Alabama, RPLY Book 2022, Page 65534, which and by reason of such default, U.S. Bank Trust Company, National Association as Trustee of Velocity Commercial Capital Loan Trust 2023-1, as assignee of Velocity Commercial Capital, LLC by virtue of that Assignment of Commercial Mortgage, recorded February 3, 2023, RPLY Book 2023, Page 4348, having declared all of the indebtedness secured by said mortgage due and payable, and such default continuing, notice is hereby given that, acting under the power of sale contained in said mortgage, U.S. Bank Trust Company, National Association as Trustee of Velocity Commercial Capital Loan Trust 2023-1, will sell at public outcry, for cash, to the highest bidder, in front of the main entrance at the Elmore County Courthouse, or otherwise designated area for such sales, in Elmore County, Alabama, at 11:00 o'clock a.m. or otherwise during the legal hours of sale on Tuesday, October 21, 2025, or any legal day which falls more than ten (10) days after the date of last advertisement, as required by law, the following described real estate situated in Elmore County, Alabama, to-wit: Parcel 5: 203 Covered Bridge Rd., Wetumpka, AL 36093; 2022 Elmore Co. Parcel ID 24-03-06-0-002001.0021 Commence at an iron pin located at the Southwest Corner of the Southeast 1/4 of the Northeast 1/4 of Section 6, T17N, R19E, Elmore County, Alabama; thence North 75 deg. 40 min. 27 sec. West 2581.18 feet to an iron pin located in a curve on the North Rights-of-Way (60 feet) of Covered Bridge Road and Point of Beginning for the herein described parcel of land; thence leaving said Rights-of-Way North 53 deg. 44 min. 19 sec. West 165.04 feet to an iron pin; thence South 26 deg. 35 min. 27 sec. West 96.40 feet to an iron pin; thence North 59 deg. 55 min. 56 sec. West 68.28 feet to an iron pin located on the East bank of a creek; thence meandering along said bank which generally follows the following two (2) courses: (1) North 34 deg. 19 min. 16 sec. East 102.46 feet; (2) North 11 deg. 53 min. 53 sec. East 174.70 feet to an iron pin; thence leaving said bank South 61 deg. 54 min. 57 sec. East 222.71 feet to an iron pin located In the center of a 50 foot Hiking and Horse Trail; thence along said centerline the following three (3) courses:(1) South 23 deg. 27 min. 42 sec. West 63.68 feet; (2) South 24 deg. 47 min. 47 sec. West 80.04 feet; (3) South 40 deg. 25 min. 46 sec. East 60.47 feet to an iron pin located in a curve on the North Rights of-Way (60 feet) of Covered Bridge Road; thence Southwesterly along said curve (Chord Bearing South 61 deg. 27 min. 11 sec. West, Chord Distance 40.22 feet, Radius 201.81 feet) to the Point of Beginning. Containing 1.03 acres, more-or-less, and lying in and being a part of the Northwest 1/4 of Section 6, T17N, R19E, Elmore County, Alabama. Subject to area shaded on drawing which is for sewage field lines only. No buildings allowed. (See Note below) Together with the hereditaments and appurtenances thereunto belonging and all fixtures now attached to and used in connection with the premises herein described. Said property shall be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, all outstanding liens for public utilities which constitute liens upon the property, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, easements, rights-of-way, zoning ordinances, restrictions, special assessments, covenants, the statutory right of redemption pursuant to Alabama law, and any matters of record, including but not limited to, those superior to said mortgage first set out above, all of which might adversely affect the title to subject property. Said property will be sold on an "As Is, Where Is" basis without warranty or recourse, express or implied as to title, use and/or enjoyment. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process. Said sale will be made for the purpose of paying the indebtedness secured by the above described mortgage, and the proceeds thereof will be applied as provided by the terms of said mortgage. U.S. Bank Trust Company, National Association as Trustee for Velocity Commercial Capital Loan Trust 2023-1 by McCalla Raymer Leibert Pierce, LLP Attorneys for Mortgagee 505 20th St., N., Ste. 1775 Birmingham, Alabama 35203 Phone: 678-281-6503 Lisa.Frank@mccalla.com Trey.Speaks@mccalla.com Wetumpka Herald: Sept. 17, 24 and Oct. 1, 2025 25-07029AL