Sorting through the nuances of copays, deductibles, premiums and other jargon can be frustrating.

(AMHERST, MASS.) Since the Affordable Care Act subsidies expired at the end of 2025, Americans have undoubtedly been encountering a great deal of confusing information surrounding health care costs and insurance plans.

From five-figure deductibles to premiums higher than people’s mortgages, costs are rising across the board.

Originally published on theconversation.com, part of the BLOX Digital Content Exchange.