When you work in an industry like personal finance, it can be embarrassing to admit that you went against the best practices that you preach. But I’ll keep it real and confess that I stuck with a mediocre bank for years without seeking out something better. I was a customer at what I’ll refer to...

I’ve researched savings accounts for more than a decade. I know that choosing the right account can mean the difference between earning an extra $1,000 or more at the end of the year, and earning next to nothing. (Been there, done that.) But when it comes to my personal savings, I also don’t chase every...

The recent bankruptcies of US companies First Brands and Tricolor have focused attention on risks associated with the growth in the private credit market, or lending outside traditional banks.