Most Americans expect to carry holiday credit card debt well into 2026 By Talker News Dec 16, 2025 Dec 16, 2025 Facebook Twitter WhatsApp SMS Email Facebook Twitter WhatsApp SMS Email Print Copy article link Save (Photo by Leeloo The First via Pexels) By Talker Holiday shopping is well underway, but for many Americans, a financial holiday hangover is waiting for them in 2026. × This page requires Javascript. Javascript is required for you to be able to read premium content. Please enable it in your browser settings. kAm%9:D H2D C6G62=65 :? 2 DFCG6J @7 a[___ p>6C:42?D H9@ 46=63C2E6 2 H:?E6C 9@=:52J[ H9:49 7@F?5 E92E bdT @7 C6DA@?56?ED 2C6 A=2??:?8 E@ FD6 2 4C65:E 42C5 7@C 9@=:52J AFC492D6D]k^AmkAm(:E9 @?=J `fT @7 E96D6 C6DA@?56?ED D2J:?8 E96J 2=H2JD A2J E96:C 4C65:E 42C5 3:== :? 7F== 2?5 2G@:5 :?E6C6DE[ >2?J H:== 6?E6C E96 ?6H J62C H:E9 C6G@=G:?8 32=2?46D]k^AmkAmk2 9C67lQ9EEADi^^E2=<6CC6D62C49]4@>^C6D62C49\D9@HD\>2?J\2>6C:42?D\A=2?\E@\42CCJ\9@=:52J\4C65:E\42C5\563E\7@C\>@?E9D^Qmp44k^2mk2 9C67lQ9EEADi^^E2=<6CC6D62C49]4@>^C6D62C49\D9@HD\>2?J\2>6C:42?D\A=2?\E@\42CCJ\9@=:52J\4C65:E\42C5\563E\7@C\>@?E9D^Q E2C86ElQ03=2?<Q C6=lQ?@C676CC6C ?@@A6?6CQm@C5:?8 E@ ?6H C6D62k^2mk2 9C67lQ9EEADi^^E2=<6CC6D62C49]4@>^C6D62C49\D9@HD\>2?J\2>6C:42?D\A=2?\E@\42CCJ\9@=:52J\4C65:E\42C5\563E\7@C\>@?E9D^QmC49k^2m 7C@> k2 9C67lQ9EEADi^^HHH]277:C>]4@>^Q E2C86ElQ03=2?<Q C6=lQ?@C676CC6C ?@@A6?6CQmp77:C>k^2m 4@?5F4E65 3J %2=<6C #6D62C49[ f_T @7 4C65:E 42C5 FD6CD 6IA64E E@ 42CCJ 2 32=2?46 :?E@ a_ae[ 2?5 `gT 6IA64E E@ DE:== 36 A2J:?8 @77 E96:C 4C65:E 42C5 7C@> 9@=:52J AFC492D6D :?E@ ?6IE DF>>6C[ yF?6 @C =2E6C]k^AmkAm“%96 :DDF6 :D?’E ;FDE E:>:?8[ :E’D 4@DE[” D2:5 ':D92= z2A@@C[ w625 @7 !C@5F4E 2E p77:C>] “rC65:E 42C5 :?E6C6DE E92E 4@>A@F?5D >@?E9 E@ >@?E9 42? >2<6 AFC492D6D D:8?:7:42?E=J >@C6 6IA6?D:G6 @G6C E:>6] %92E >:89E 36 H9J cfT D2:5 E96J’G6 366? 42F89E @77 8F2C5 3J 9@H >F49 :?E6C6DE 2?5^@C 766D :?4C62D65 E96 4@DE @7 E96:C 9@=:52J D9@AA:?8 :? E96 A2DE]k^Am Michael DeMoya By Talker kAm“%9@D6 6IEC2 492C86D[ ?@E E96 24E @7 A2J:?8 @G6C E:>6 :ED6=7[ 2C6 H92E :?EC@5F46 F?H2?E65 7:?2?4:2= DFCAC:D6D 27E6C E96 D62D@? 92D HC2AA65 2?5 E96 ?6H J62C 92D DE2CE65]”k^AmkAmtG6? D@[ >2?J D9@AA6CD 2C6 DE:== ECJ:?8 E@ DE2J E9@F89E7F= 2?5 5:D4:A=:?65 H:E9 E96:C DA6?5:?8] x? 724E[ E96 E@A “9@=:52J DA6?56C” EJA6D p>6C:42?D :56?E:7J H:E9 2C6 %96 v:G6C[ H:E9 bdT D2J:?8 E96J 2:> E@ 36 86?6C@FD H9:=6 DE2J:?8 C62=:DE:4 23@FE E96:C DA6?5:?8 — 2?5 %96 !=2??6C[ H:E9 afT D2J:?8 E96J >2<6 =:DED[ D6E 2 3F586E 2?5 DE:4< E@ :E]k^AmkAm%96D6 >@C6 :?E6?E:@?2= DA6?5:?8 923:ED 2C6 ?@H 36:?8 C6:?7@C465 3J px E@@=D] u@CEJ\7@FC A6C46?E @7 p>6C:42?D DFCG6J65 92G6 FD65 @C A=2? E@ FD6 px 7@C E96:C 9@=:52J D9@AA:?8] *@F?86C 25F=ED 2C6 A2CE:4F=2C=J =:<6=J E@ 5@ D@i e_T @7 v6? + 2?5 ddT @7 >:==6??:2=D[ 4@>A2C65 H:E9 23@FE bhT @7 v6? ) 2?5 a`T @7 3@@>6CD]k^AmkAmp>@?8 E9@D6 H9@ FD6 @C A=2? E@ FD6 px[ >@E:G2E:@?D 2C6 C@@E65 :? AC24E:42=:EJ[ H:E9 C6DA@?56?ED EFC?:?8 E@ px 7@C 2 G2C:6EJ @7 C62D@?D :?4=F5:?8 E@ D2G6 E:>6 WceTX[ DE2J @? 3F586E WcdTX @C E@ 7:?5 >@C6 >62?:?87F= @C 4C62E:G6 8:7ED WbfTX]k^Amk5:G DEJ=6lQ96:89Eib_AIQ 2C:2\9:556?lQECF6Q 4=2DDlQHA\3=@4<\DA246CQmk^5:Gm More from this section Economic losses from natural disasters down by a third in 2025: Swiss Re +2 What we know about Trump's $10 billion BBC lawsuit Asian markets retreat ahead of US jobs as tech worries weigh Towfiqu barbhuiya By Talker k5:G DEJ=6lQ96:89Eib_AIQ 2C:2\9:556?lQECF6Q 4=2DDlQHA\3=@4<\DA246CQmk^5:GmkAmu@C >2?J D9@AA6CD DFCG6J65[ px :D?’E ;FDE AC24E:42=[ :E’D 2=D@ C62DDFC:?8] p>@?8 E9@D6 H9@ FD6 @C A=2? E@ FD6 px 7@C 9@=:52J D9@AA:?8[ ghT D2:5 E96J ECFDE :ED C64@>>6?52E:@?D]k^AmkAm%96 ?6H DFCG6J 52E2 2=D@ D9@HD E92E 4@?DF>6CD H:D9 E92E 9@=:52J D9@AA:?8 5:5?’E 4@>6 H:E9 F?6IA64E65 DFCAC:D6D :? E96 7@C> @7 9:556? 4@DED] x7 6G6CJ 9@=:52J AFC492D6 4=62C=J D9@H65 :ED E@E2= 4@DE @G6C E:>6[ ccT D2:5 E96J H@F=5 766= 4@?7:56?E 2?5 bhT H@F=5 766= C6=:6G65]k^AmkAmp?5 7@C >2?J D9@AA6CD[ E9:D <:?5 @7 FA7C@?E 4=2C:EJ :D 5:C64E=J E:65 E@ 766=:?8 >@C6 :? 4@?EC@= @7 E96:C DA6?5:?8] x7 E96J 4@F=5 49@@D6 6I24E=J 9@H 2?5 H96? E@ A2J 6G6CJ E:>6 E96J 4964<65 @FE — H:E9 E@E2= 4=2C:EJ — c_T D2:5 E96J’5 766= >@C6 4@?7:56?E 23@FE DA6?5:?8[ 2?5 baT H@F=5 A=2? 29625 >@C6]k^AmkAm“$9@AA6CD 2C6 E6==:?8 FD D@>6E9:?8 D:>A=6i E96J 5@?’E H2?E 9@=:52J 3:==D E@ 4@>6 H:E9 DFCAC:D6 4@DED[” D2:5 ':D92= z2A@@C[ w625 @7 !C@5F4E 2E p77:C>] “(96? A6@A=6 <?@H 6I24E=J H92E E96J’== A2J FA7C@?E — H:E9 ?@ 9:556? 766D 2?5 ?@ 4@>A@F?5:?8 :?E6C6DE — E96J 766= >@C6 4@?7:56?E 2?5 :? 4@?EC@=] %92E 4@?7:56?46 96=AD E96> >2<6 DA6?5:?8 564:D:@?D E92E 2=:8? H:E9 E96:C 3F586E[ C2E96C E92? C624E:?8 E@ F?6IA64E65 4@DED =2E6C] %92E’D E96 <:?5 @7 4=2C:EJ H6 2:> E@ 56=:G6C[ 6DA64:2==J :? 2 D62D@? H96? 6IA6?D6D 255 FA]”k^Amk5:G DEJ=6lQ96:89Eib_AIQ 2C:2\9:556?lQECF6Q 4=2DDlQHA\3=@4<\DA246CQmk^5:Gm SumUp By Talker k5:G DEJ=6lQ96:89Eib_AIQ 2C:2\9:556?lQECF6Q 4=2DDlQHA\3=@4<\DA246CQmk^5:GmkAmkDEC@?8mkDA2? DEJ=6lQE6IE\564@C2E:@?i F?56C=:?6jQm|6E9@5@=@8Jk^DA2?mk^DEC@?8mk^AmkA 4=2DDlQ92D\D>2==\7@?E\D:K6Qmk6>mkDEC@?8m%2=<6C #6D62C49 DFCG6J65 a[___ p>6C:42?D H9@ 46=63C2E6 2 H:?E6C 9@=:52J W2?5 2C6 A=2??:?8 @? DA6?5:?8 >@?6J E@ 46=63C2E6 FA4@>:?8 H:?E6C 9@=:52JDX H9@ 92G6 2446DD E@ E96 :?E6C?6Ejk^DEC@?8m E96 DFCG6J H2D 4@>>:DD:@?65 3J kDEC@?8mp77:C>k^DEC@?8m 2?5 25>:?:DE6C65 2?5 4@?5F4E65 @?=:?6 3J %2=<6C #6D62C49 36EH66? kDEC@?8m}@G] `b–`h[ a_ad]k^DEC@?8m p =:?< E@ E96 BF6DE:@??2:C6 42? 36 7@F?5 k2 9C67lQ9EEADi^^E2=<6CC6D62C49]4@>^HA\4@?E6?E^FA=@25D^a_ad^``^%#\p77:C>\w@=:52J\"F6DE:@?D\a_ad]A57Qmk^2mk2 9C67lQ9EEADi^^E2=<6CC6D62C49]4@>^HA\4@?E6?E^FA=@25D^a_ad^``^%#\p77:C>\w@=:52J\"F6DE:@?D\a_ad]A57Q E2C86ElQ03=2?<Q C6=lQ?@C676CC6C ?@@A6?6CQm96C6k^2m]k^6>mk^AmkA 4=2DDlQ92D\D>2==\7@?E\D:K6Qmk6>m%@ G:6H E96 4@>A=6E6 >6E9@5@=@8J 2D A2CE @7 pp!~#’D %C2?DA2C6?4J x?:E:2E:G6[ A=62D6 G:D:E E96 %2=<6C #6D62C49 k2 9C67lQ9EEADi^^E2=<6CC6D62C49]4@>^>6E9@5@=@8J^Qmk^2mk2 9C67lQ9EEADi^^E2=<6CC6D62C49]4@>^>6E9@5@=@8J^Q E2C86ElQ03=2?<Q C6=lQ?@C676CC6C ?@@A6?6CQm!C@46DD 2?5 |6E9@5@=@8J A286k^2m]k^6>mk^Am Originally published on talker.news, part of the BLOX Digital Content Exchange. Facebook Twitter WhatsApp SMS Email Print Copy article link Save Tags Homepage Talker Research Credit Card Affirm Holdings, Inc. Credit Interest Business Fee Shopping Christmas And Holiday Season Credit Card Interest Economy Millennials Recommended for you Most Popular 1 dead, 1 in custody following head-on collision Wetumpka man charged with manslaughter in Saturday crash Details emerge in high-profile murder case Eclectic man killed in Saturday crash Man sentenced to 15 years for death of Eclectic woman Local Weather Currently in Alexander City 50° 62° / 30° 8 PM 49° 9 PM 48° 10 PM 48° 11 PM 48° 12 AM 49°