Details for PUBLIC NOTICE NOTICE OF FORECLOSURE SALE

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PUBLIC NOTICE NOTICE OF FORECLOSURE SALE ELMORE COUNTY, ALABAMA Default having been made in the payment of the indebtedness secured by that certain mortgage given by GARY J. KELLY AND MELISSA KELLY to Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Hope Federal Credit Union, dated June 30, 2022, and recorded in Book 2022 at Page 42727 on July 11, 2022, in the Office of the Judge of Probate of Elmore County, Alabama, as last transferred to Hope Federal Credit Union by assignment, recorded on September 23, 2026, in Book 2026, at Page 60263 in the Office of the Judge of Probate of Elmore County, Alabama, conveying the after-described property to secure a Note in the original principal amount of Two Hundred Seventy-Six Thousand Four Hundred Fifty and 0/100 dollars ($276,450.00), with interest thereon as set forth therein. Brock and Scott, PLLC, as counsel for Mortgagee or Transferee and under and by virtue of power of sale contained in the said mortgage will, on November 18, 2026, sell at public outcry to the highest bidder for cash at the main courthouse entrance of Elmore County, Alabama, within the legal hours of sale, the following described property: LOT 80 of Summerfield Plat No. 8, as needed in Plat Book 17, page 44, in the Probate Office of Elmore County, Alabama. The debt secured by said Mortgage has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Mortgage. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Mortgage and by law, including attorney's fees. This property will be sold on an "as is, where is" basis, subject to any easements, encumbrances, and exceptions reflected in the mortgage and those contained in the records of the Office of the Judge of Probate of the County where the above-described property is situated. This property will be sold without warranty or recourse, expressed or implied as to title, use and/or enjoyment and will be sold subject to the right of redemption of all parties entitled thereto. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process. To the best knowledge and belief of the undersigned, the party in possession of the property is GARY J KELLY AND MELISSA KELLY or tenant(s); and said property is more commonly known as 271 Summer Loop, Deatsville, AL 36022. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the holder of the mortgage and (3) any right of redemption or other lien not extinguished by foreclosure. Brock & Scott, PLLC 120 Bishop Circle Pelham, AL 35124-1397 (205) 988-4202 B&S File No.: 26-24251 Wetumpka Herald: Oct. 7, 14 and 21, 2026 26-24251-FC01

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