![]()
Is this call coming from a scammer? 6 ways to know
kAm%96C6VD ?@ H2J 2C@F?5 :E[ p>6C:42?D 2C6 :?F?52E65 6G6CJ 52J H:E9 ?F:D2?46 2?5 D42> 42==Di k2 9C67lQ9EEADi^^HHH]AC?6HDH:C6]4@>^?6HD\C6=62D6D^FD\A9@?6D\H6C6\9:E\3J\>@C6\E92?\d_\3:==:@?\C@3@42==D\:?\a_a`\D2JD\J@F>2:=\C@3@42==\:?56I\b_`cddb`h]9E>=Qm23@FE d_ 3:==:@? @7 E96> A6C J62Ck^2m[ 244@C5:?8 E@ 42==\3=@4<:?8 2AA *@F|2:= WE96 u656C2= r@>>F?:42E:@?D r@>>:DD:@? D2JD k2 9C67lQ9EEADi^^HHH]744]8@G^DA@@765\C@3@42==DQmc 3:==:@?^>@?E9k^2m[ H9:49 :D C:89E :? E96 D2>6 32==A2C<X] tG6? E92EVD ?@E E96 H9@=6 A:4EFC6[ 3642FD6 :E @?=J 4@F?ED 2FE@>2E65 C@3@42==D[ 2?5 ?@E E96 @?6D >256 3J 24EF2= 9F>2?D]Â k^Am
kAm}@H[ ?@E 2== @7 E9@D6 42==D W2?5 E6IEDX 2C6 D42>D[ k2 9C67lQ9EEADi^^HHH]DA@<6@]4@>^Qm$A@<6@k^2m D2JD] $@>6 2C6 =68:E:>2E6[ 2?5 D@>6 2C6 ;FDE 2 3:E D925J] qFE 6?@F89 @7 E96> 2C6 D42>D E92E D@>6 <:?5 @7 D42>>6C A9@?6 ?F>36C =@@<FA H@F=5 36 C62==J[ C62==J FD67F=] %96 8@@5 ?6HD :D E92E E96C6 2C6 D6G6C2= H2JD E@ E6== :7 2 42== @C E6IE 4@>6D 7C@> 2 D42>>6C[ :?4=F5:?8—J6D—H2JD E@ k2 9C67lQ9EEADi^^HHH]DA@<6@]4@>^C6G6CD6\A9@?6\=@@<FAQm=@@< FA E96 A9@?6 ?F>36Ck^2m]  k^Am
k9bm$42> r2==D 2?5 %6IED pC6 2 q:8 !C@3=6>k^9bm
kAm*@FV== D66 D=:89E=J 5:776C6?E ?F>36CD[ 56A6?5:?8 @? E96 D@FC46 J@F =@@< 2E[ 3FE *@F|2:= 6DE:>2E6D E96 ?F>36C @7 D42> 42==D 2E 23@FE b_ 3:==:@? 2 J62C[ @C e_T @7 2== C@3@42==D] x? a_aa E96 uqxVD x?E6C?6E rC:>6 r@>A=2:?E r6?E6C WxrbX C6A@CE65 E92E k2 9C67lQ9EEADi^^HHH]:4b]8@G^|65:2^!su^p??F2=#6A@CE^a_aa0xrb#6A@CE]A57Qm42== 46?E6C 7C2F5k^2m 244@F?E65 7@C 23@FE S` 3:==:@? @7 E96 J62CVD S`_ 3:==:@? E@E2= =@DD6D E@ 7C2F5] %96 urrVD k2 9C67lQ9EEADi^^HHH]7E4]8@G^DJDE6>^7:=6D^7E408@G^A57^r$}\s2E2\q@@<\a_aa]A57Qmr@?DF>6C $6?E:?6= }6EH@C< s2E2 q@@< 7@C a_aak^2m 5@6D?VE 3C62< @FE E6=6A9@?6\32D65 7C2F5 DA64:7:42==J[ 3FE :>A@DE6C D42>D—D42>>6CD AC6E6?5:?8 E@ 36 k2 9C67lQ9EEADi^^HHH]:4b]8@G^|65:2^*a_aa^!$paa_b_fQmE96 A@=:46k^2m[ @C p>2K@?[ @C k2 9C67lQ9EEADi^^HHH]DA@<6@]4@>^4@>A2DD^5@6D\E96\:CD\42==\J@F^QmE96 x#$k^2m[ @C J@FC 32?<—H6C6 E96 >@DE 4@>>@? 7@C> @7 7C2F5 2?5 H6C6 D64@?5 @?=J E@ :56?E:EJ E967E :? E96 E@E2= ?F>36C @7 4@>A=2:?ED] %9@D6 D42>D FDF2==J W3FE ?@E :?G2C:23=JX E2<6 A=246 3J E6=6A9@?6[ D@ :EVD 2?@E96C DEC@?8 :?5:42E:@? @7 ;FDE 9@H 3:8 E96 AC@3=6> :D] k^Am
kAm%96C6 2C6 2 4@FA=6 @7 4@>A=:42E:@?D E92E >2<6 E9:D 6G6? >@C6 52>28:?8] ~?6 :D E92E D42>>6CD 42? AC6EEJ 62D:=J k2 9C67lQ9EEADi^^HHH]DA@<6@]4@>^4@>A2DD^EC24:?8\DA@@765\A9@?6\?F>36C^QmDA@@7 J@FC 42==6C xsk^2m[ >2<:?8 :E =@@< =:<6 E96 42== 4@>6D 7C@> 2 =68:E:>2E6 ?F>36C] p?@E96C :D E92E D42>>6CD 92G6 6>3C2465 k2 9C67lQ9EEADi^^HHH]DA@<6@]4@>^4@>A2DD^9@H\E@\:56?E:7J\2\72<6\E6IE\>6DD286^QmE6IE\32D65 D42>Dk^2m 3642FD6 H6VC6 k2 9C67lQ9EEADi^^HHH]C656J6]4@>^C6D@FC46D^D>D\>2C<6E:?8\GD\6>2:=\>2C<6E:?8\H9@\H:?D\E96\32EE=6\7@C\67764E:G6?6DD^RiOiE6IEl%96Ta_2G6C286Ta_@A6?Ta_C2E6Ta_@7[2Ta_7C:6?5Ta_@CTa_72>:=JTa_>6>36C]Qm>F49 >@C6 =:<6=J E@ @A6? 2 E6IEk^2m E92? 2? 6>2:=[ 2?5 3642FD6 H6 2C6?VE 2D =:<6=J E@ 36 DFDA:4:@FD @7 E6IED]Â k^Am
kAm%96 ?6HD :D?VE 2== 8=@@> 2?5 5@@>] |@DE @7 E96 D2>6 D@FC46D A@:?E @FE E92E C@3@42==D 92G6 24EF2==J 564=:?65 D@>6H92E @G6C E96 A2DE 76H J62CD[ D:?46 E96 k2 9C67lQ9EEADi^^HHH]DA@<6@]4@>^4@>A2DD^H92E\J@F\?665\E@\<?@H\23@FE\A2==@?6\E9F?6\C@3@42==\D42>\=68:D=2E:@?^Qm!2==@?6\%9F?6 %#prts p4Ek^2m W2<2 QE92E ?6H C@3@42== =2HQX 82G6 C68F=2E@CD 2?5 =2H 6?7@C46>6?E 2 H9@=6 ?6H D6E @7 E@@=D E@ H@C< H:E9] tG6? D@[ :EVD >@DE=J FA E@ :?5:G:5F2=D E@ AC@E64E E96>D6=G6D]Â k^Am
k9bmxD %9:D }F>36C 2 $42>>6Cn w@H E@ r964<k^9bm
kAm%96 8@@5 ?6HD :D E92E 9@H6G6C E96 42== @C E6IE 2CC:G6D[ @C H92E6G6C :E D2JD[ E96C6 2C6 A=6?EJ @7 H2JD E@ :56?E:7J D42>>6C A9@?6 ?F>36CD] {6EVD E2<6 2 =@@< 2E D@>6 @7 E96>]k^Am
k9bmr964< E96 #62= ~C82?:K2E:@?VD (63D:E6k^9bm
kAmp 8@@5 DE2CE:?8 A@:?E[ :7 J@F C646:G6 2 A9@?6 >6DD286 @C E6IE E92E D66>D 5F3:@FD[ :D E@ 4964< E92E 4@>A2?JVD @C 286?4JVD H63D:E6] r@>A2?:6D =:<6 k2 9C67lQ9EEADi^^DFAA@CE]2AA=6]4@>^6?\42^`_adegQmpAA=6k^2m 2?5 k2 9C67lQ9EEADi^^HHH]2>2K@?]4@>^8A^96=A^4FDE@>6C^5:DA=2J]9E>=n?@56x5lvc*u*rr}&$t}pabqQmp>2K@?k^2m[ 2?5 8@G6C?>6?E 286?4:6D =:<6 k2 9C67lQ9EEADi^^HHH]:CD]8@G^?6HDC@@>^5:CEJ\5@K6?QmE96 x#$k^2m[ 2== 92G6 6I46==6?E A286D E@ 96=A J@F C64@8?:K6 D42> 42==D 2?5 E6IED H96? J@F D66 E96> W3642FD6 E96JVC6 2>@?8 E96 >@DE\:>A6CD@?2E65 3J D42>>6CDX]Â k^Am
k9bmz?@H (92E E96 #62= ~C82?:K2E:@? (:== 2?5 (@?VE s@k^9bm
kAm$:>:=2C=J[ E9@D6 H63D:E6D H:== FDF2==J 6IA=2:? E@ J@F—@? E96 D2>6 A286[ @C @?6 E92EVD =:?<65 7C@> :E—D@>6 E6==\E2=6 D:8?D E92E J@FVG6 366? 4@?E24E65 3J 2 D42>>6C] %96 x#$[ 7@C 6I2>A=6[ H:== ?6G6C 42== J@F 23@FE J@FC E2I DE2EFD H:E9@FE D6?5:?8 J@F 2 =6EE6C 7:CDE] *@FC 32?< H:== ?6G6C 2D< J@F E@ G6C:7J J@FC 244@F?E ?F>36C 2?5 !x} @G6C E96 A9@?6] %96 A@=:46 H:== ?6G6C 42== 2?5 E9C62E6? E@ 2CC6DE J@F[ 3642FD6 H9J H2C? J@F :? 25G2?46n k^Am
kAm|@DE :>A@CE2?E=J[ =68:E:>2E6 @C82?:K2E:@?D H@?VE 92C2DD J@F[ 36C2E6 J@F @C E9C62E6? J@F H:E9 A6?2=E:6D @C ;2:= E:>6] $@>6 @7 E96 D<6E49:6C 4@==64E:@? 286?4:6D >:89E H2=< E92E 7:?6 =:?6 WE96C6 2C6 k2 9C67lQ9EEADi^^HHH]4@?DF>6C7:?2?46]8@G^2D<\47A3^H92E\:D\2?\F?72:C\5646AE:G6\@C\23FD:G6\AC24E:46\3J\2\563E\4@==64E@C\6?\`c_`^Qm=2HD =:>:E:?8 H92E E96J 42? D2J @C 5@k^2mX[ 3FE J@F H@?VE 86E E92E <:?5 @7 EC62E>6?E 7C@> 8@G6C?>6?E 286?4:6D @C 4@>A2?:6D J@F 562= H:E9]Â k^Am
k9bm{62C? E96 r92C24E6C:DE:4D |@DE $42> r2==D^%6IED $92C6k^9bm
kAmp=>@DE 2== D42> 42==D 2?5 E6IED D92C6 2 92?57F= @7 4@>>@? 492C24E6C:DE:4D[ 2?5 @?46 J@F <?@H E96 4@>3:?2E:@? :EVD 92C5 E@ 36 7@@=65] %96D6 :?4=F56i k^Am
kF=mk=:mkDEC@?8mwF86 AC6DDFC6 E@ 24E BF:4<=Jk^DEC@?8m] xE >2J 4@>6 :? E96 7@C> @7 2 Q42CC@EQ W2 =:>:E65 E:>6 @776C[ 2? :?4C62D6 :? J@FC $@4:2= $64FC:EJ q6?67:ED[ 2 =@EE6CJ H:?X @C 2 QDE:4<Q WE9C62E @7 244@F?E 4=@DFC6[ 4@==64E:@?D 24E:@?[ 6G6? ;2:= E:>6 @C 56A@CE2E:@?X[ 3FE E96C6VD 2=H2JD 2 A=2FD:3=6 C62D@? 7@C J@F E@ 24E C:89E ?@H]k6>m k^6>m p5>:EE65=J =68:E:>2E6 4@>A2?:6D @7E6? CF? E:>6\=:>:E65 @776CD[ 7C@> 2 DA64:2= 3FC86C 2E |4s@?2=5VD E@ E96 H66<6?5 D2=6 2E J@FC DFA6C>2C<6E[ 3FE ?@E EJA:42==J :? E96 7@C> @7 2 9:89\AC6DDFC6 E6IE @C A9@?6 42==] k^=:mk=:mkDEC@?8m%96C6V== 36 2 42==324< ?F>36C @? J@FC G@:46>2:=[ @C 2 =:?< :? 2 E6IE]k^DEC@?8m ~7E6? E96 H9@=6 A@:?E @7 E96 :?:E:2= 42== :D ;FDE E@ 4@? J@F :?E@ 42==:?8 324< 2E 2 8:G6? ?F>36C[ @C E@ 4=:4< @? 2? :?4=F565 =:?<] %96 A9@?6 ?F>36C :?6G:E23=J C:?8D E@ 2 42== 46?E6C CF? 3J E96 D42>>6CD[ 2?5 =:?<D H:== EJA:42==J E2<6 J@F E@ 2 k2 9C67lQ9EEADi^^HHH]DA@<6@]4@>^4@>A2DD^9@H\E@\DA@E\72<6\H63D:E6D^Qm3@8FD D:E6k^2m W@C 3@8FD 2AA 5@H?=@25X] *@F >2J E9:?< J@FVC6 7:I:?8 J@FC k2 9C67lQ9EEADi^^HHH]DA@<6@]4@>^4@>A2DD^H2E49\@FE\7@C\E9:D\?6E7=:I\D42>^Qm}6E7=:I 244@F?Ek^2m @C 5@:?8 D@>6 k2 9C67lQ9EEADi^^HHH]DA@<6@]4@>^4@>A2DD^DA@EE:?8\72<6\@?=:?6\D9@AA:?8\H63D:E6D^QmC@FE:?6 D9@AA:?8k^2m[ 3FE J@FVC6 C62==J AC@G:5:?8 D42>>6CD H:E9 J@FC A2J>6?E :?7@C>2E:@? @C AC:G2E6 52E2] !C@ E:Ai $@>6 C646?E D42>D ?@H FD6 E9@D6 k2 9C67lQ9EEADi^^HHH]DA@<6@]4@>^4@>A2DD^H2E49\@FE\7@C\BC\4@56\D42>D^QmDBF2C6 "# 4@56Dk^2m[ C2E96C E92? =:?<D[ 3FE E96 6?5 C6DF=E :D E96 D2>6] k^=:mk=:mkDEC@?8mx?D:DE6?46 @? 2 DA64:7:4 7@C> @7 A2J>6?Ek^DEC@?8m] (92E 5@ 8:7E 42C5D[ H:C6 EC2?D76CD[ k2 9C67lQ9EEADi^^HHH]DA@<6@]4@>^4@>A2DD^:D\G6?>@\D276\AC@E64E:?8\J@FCD6=7\282:?DE\924<D\2?5\D42>D^Qm'6?>@k^2m[ 2?5 4CJAE@4FCC6?4J EC2?D24E:@?D 92G6 :? 4@>>@?n %96JVC6 2== 92C5 E@ EC246[ 92C5 @C :>A@DD:3=6 E@ C6G6CD6[ 2?5 9F86=J A@AF=2C H:E9 D42>>6CD] {68:E:>2E6 3FD:?6DD6D W2?5 6DA64:2==J 8@G6C?>6?E 286?4:6DX H@?VE DA64:7J @?6 @7 E96D6 A2J>6?E >6E9@5D[ D@ E92EVD 2 QD>@<:?8 8F?Q E92E J@FVG6 8@E 2 D42>>6C @? J@FC 92?5D] k^=:mk^F=m
kAm%9@D6 2C6 ;FDE 2 76H @7 E96 E9:?8D J@F 42? 6IA64E 7C@> 2 D42> A9@?6 42== @C E6IE] u@C DA64:7:4 6I2>A=6D J@F 42? EFC? E@ D@FC46D =:<6 E96 u656C2= %C256 r@>>:DD:@?VD k2 9C67lQ9EEADi^^4@?DF>6C]7E4]8@G^2CE:4=6D^A9@?6\D42>DQm!9@?6 $42>D A286k^2m[ E96 uqxVD k2 9C67lQ9EEADi^^HHH]73:]8@G^9@H\H6\42?\96=A\J@F^D42>D\2?5\D276EJQm$42>D 2?5 $276EJk^2m A286[ E96 k2 9C67lQ9EEADi^^HHH]22CA]@C8^>@?6J^D42>D\7C2F5^Qmpp#!k^2m[ @C E96 qqqVD k2 9C67lQ9EEADi^^HHH]333]@C8^D42>EC24<6CQm$42> %C24<6Ck^2m A286] pE E96 E:>6 @7 HC:E:?8[ 7@C 6I2>A=6[ @?6 @7 E96 9@E D42>D :D :>A@DE6CD AC6E6?5:?8 E@ 36 72>:=J >6>36CD :? EC@F3=6 2?5 :? ?665 @7 >@?6J W7@C 32:=[ @C 27E6C 2? 244:56?EX] xE >@DE=J E2C86ED D6?:@CD[ 3FE 2?J@?6 42? 36 2 G:4E:>]Â k^Am
k9bm{@@< pE E96 x?4@>:?8 r2==VD pC62 r@56k^9bm
kAm%9:D >2J D66> =:<6 2? @55 @?6[ 3FE D@>6 2C62 4@56D 86E FD65 3J 2 =@E @7 D42>>6CD W$A@<6@ 4@>A:=65 k2 9C67lQ9EEADi^^HHH]DA@<6@]4@>^4@>A2DD^A9@?6\D42>\2C62\4@56D\E@\H2E49\@FE\7@C^Qm2 =:DE @7 E9@D6k^2m :? 2 AC6G:@FD 2CE:4=6X] xE 5@6D?VE >62? E92E 6G6CJ 42== 4@>:?8 7C@> E9@D6 2C62 4@56D :D 2FE@>2E:42==J 2 D42>[ 3FE F?=6DD J@F =:G6 E96C6 @C 92G6 72>:=J E96C6 J@F 42? AC@323=J :8?@C6 E9@D6 42==D @C E6IED]Â k^Am
k9bmv@@8=6 E96 }F>36Ck^9bm
kAm*FA[ D@>6E:>6D :EVD ;FDE E92E 62DJ] x7 J@F D62C49 E92E :?4@>:?8 ?F>36C @? v@@8=6 W@C E96 2=E6C?2E:G6 D62C49 6?8:?6 @7 J@FC 49@:46X[ J@F >2J 7:?5 D62C49 C6DF=ED 4@>A=2:?:?8 23@FE 7C2F5F=6?E @C 92C2DD:?8 42==D 7C@> E92E ?F>36C] xEVD 6DA64:2==J 96=A7F= :7 J@F :?4=F56 E96 H@C5 Q7C2F5Q @C QD42>Q 27E6C E96 `_\5:8:E A9@?6 ?F>36C :ED6=7]Â k^Am
k9bm(92E E@ s@ (96? *@F #646:G6 $42> r2==D @C %6IEDk^9bm
kAmx7 J@F C646:G6 42==D @C E6IED E92E 2C6 =:<6=J E@ 36 D42>D[ J@F 92G6 D@>6 @AE:@?D] x? E96 42D6 @7 42==D[ J@FC 36DE @AE:@? :D D:>A=J E@ 92?8 FA 2?5 ?@E 6?8286 W:EVD E6>AE:?8 E@ k2 9C67lQ9EEADi^^HHH]DA@<6@]4@>^4@>A2DD^9@H\E@\D42C6\2\A9@?6\D42>>6C^Qm>6DD H:E9 E96>k^2m[ 3FE AC@323=J ?@E :? J@FC 36DE :?E6C6DEX] x? E96 42D6 @7 E6IED[ ;FDE :8?@C6 2?5 56=6E6 E96>] x? 6:E96C 42D6[ J@F 42? E96? k2 9C67lQ9EEADi^^HHH]DA@<6@]4@>^4@>A2DD^9@H\E@\3=@4<\D@>6@?6^Qm3=@4< E96 ?F>36Ck^2m D@ 7FEFC6 42==D @C >6DD286D H@?VE 4@>6 E9C@F89]Â k^Am
kAmxEVD 6G6? 36EE6C E@ ;FDE ?@E 2?DH6C E9@D6 5F3:@FD 42==D :? E96 7:CDE A=246[ 3FE :E 42? 36 92C5 E@ 5@ :7 J@FVC6 =@@<:?8 FA E96 ?F>36C >2?F2==J] x7 J@F H2?E E@ D4C66? D42>>6C A9@?6 ?F>36CD :? C62= E:>6[ E96C6 2C6 2AAD 2G2:=23=6 E92E =6E J@F 6IA=@C6 42==\D4C66?:?8 2?5 \3=@4<:?8 @AE:@?D 2G2:=23=6 7C@> J@FC A9@?6 42CC:6C]Â k^Am
kAmp 76H @E96C E9:?8D 7@C J@FC E@\5@ =:DEi k^Am
kF=mk=:mkDEC@?8mp55 J@FC ?F>36C E@ E96k^DEC@?8m k2 9C67lQ9EEADi^^HHH]5@?@E42==]8@G^QmkDEC@?8ms@ }@E r2==k^DEC@?8mk^2m kDEC@?8mC68:DECJ]k^DEC@?8m $42>>6CD 2?5 QD925J 3FE D@CE2 =68:E:>2E6Q 42==6CD H:== :8?@C6 E92E[ 3FE J@F 5@?VE H2?E E@ E2=< E@ E96> 2?JH2J[ D@ :E H665D @FE >@DE @7 E96 A@E6?E:2==J EC@F3=6D@>6 42==D WE96C6 2C6 2=D@ D@>6 4=2DD6D @7 =68:E:>2E6 42==6CD H9@ 2C6 6I6>AE 7C@> E96 s}r CF=6D[ D@ E9:D :D?VE 7@@=AC@@7X] k^=:mk=:mkDEC@?8m#6A@CE @C 7@CH2C5 E96 ?F>36C W@C E6IEX 7C@> 2 A@E6?E:2= D42>]k^DEC@?8m *@F 42? C6A@CE :E E@ E96 u%r G:2 E96 k2 9C67lQ9EEADi^^HHH]5@?@E42==]8@G^C6A@CE]9E>=Qms@}@Er2==k^2m H63D:E6 :7 J@F 92G6?VE 72==6? 7@C E96 D42>[ @C E96 k2 9C67lQ9EEADi^^C6A@CE7C2F5]7E4]8@G^R^Qm#6A@CEuC2F5k^2m D:E6 :7 J@F 92G6 =@DE >@?6J] ~E96C 2G6?F6D 7@C C6A@CE:?8 D42> 42==6CD 2C6 E96 uqxVD x?E6C?6E rC:>6 r@>A=2:?E r6?E6C WxrbX[ 2?5 E96 4FDE@>6C 42C6 @C 7C2F5 AC6G6?E:@? E62>D 2E >2;@C 4@>A2?:6D =:<6 pAA=6[ p>2K@?[ @C |:4C@D@7E] k^=:mk=:mkDEC@?8mr@?E24E J@FC 32?<[ E96 4C65:E C6A@CE:?8 286?4:6D[ 2?5 =@42= =2H 6?7@C46>6?Ek^DEC@?8m :7 J@FVG6 =@DE >@?6J E@ D42>>6CDj @C E9:?< J@F >2J 92G6 8:G6? FA AC:G2E6 :?7@C>2E:@? E@ E96> W=62G:?8 J@F GF=?6C23=6 E@ :56?E:EJ E967EX] $A@<6@ 92D AC6G:@FD=J HC:EE6? 23@FE k2 9C67lQ9EEADi^^HHH]DA@<6@]4@>^4@>A2DD^:56?E:EJ\E967E\C64@G6CJ^Qm:56?E:EJ E967E C64@G6CJk^2m :? 86?6C2=[ k2 9C67lQ9EEADi^^HHH]DA@<6@]4@>^4@>A2DD^9@H\E@\C63F:=5\4C65:E^QmC63F:=5:?8 J@FC 4C65:Ek^2m :? E96 27E6C>2E9[ 2?5—:7 J@FVC6 C62==J =F4<J—k2 9C67lQ9EEADi^^HHH]DA@<6@]4@>^4@>A2DD^AC6DD:?8\492C86D\7@C\:56?E:EJ\E967E^QmAC6DD:?8 492C86D 282:?DE E96 :56?E:EJ E9:67k^2m] xEVD @FED:56 E96 D4@A6 @7 E9:D 2CE:4=6[ 3FE FD67F= :?7@C>2E:@? :7 J@F ?665 :E] k^=:mk^F=m
kAm%96 <6J E@ ?@E 36:?8 G:4E:>:K65 :D 2 962=E9J 568C66 @7 D<6AE:4:D>] s@?VE E2<6 E96 42==6CVD H@C5 7@C E9:?8D] s@?VE 4=:4< @? =:?<D @C D42? "# 4@56D] s@?VE =6E A2?:4 W@C 8C665X 4=@F5 4C:E:42= E9:?<:?8 D<:==D] #6>6>36C[ p>6C:42?D =:E6C2==J C646:G6 3:==:@?D @7 D42> A9@?6 42==D 6G6CJ >@?E9] xEVD ?@E A2C2?@:2 H96? E96J C62==J 2C6 @FE E@ 86E J@F]k^Am
kAmk2 9C67lQ9EEADi^^HHH]DA@<6@]4@>^4@>A2DD^D42>>6C\A9@?6\=@@<FA\`_`^Qmk6>m%9:D DE@CJk^6>mk^2m k6>mH2D AC@5F465 3Jk^6>m k2 9C67lQ9EEADi^^HHH]DA@<6@]4@>^Qmk6>m$A@<6@k^6>mk^2m k6>m2?5 C6G:6H65 2?5 5:DEC:3FE65 3J $E24<6C]k^6>mk^Am