At 40%, Florida has the smallest proportion of its workforce receiving health insurance through their employer in the nation.
The state also has one of the highest rates of individuals under age 65 who are uninsured and the highest number and proportion of users of health insurance subsidies under the Affordable Care Act, also known as the ACA or Obamacare.
kAmx? s646>36C a_ad[ r@?8C6DD =6E prp DF3D:5J :?4C62D6D E92E H6C6 k2 9C67lQ9EEADi^^HHH]?AC]@C8^a_ad^`a^`f^?I\D`\decdgce^4@?8C6DD\962=E9\42C6\DF3D:5:6DQmAFE :? A=246 5FC:?8 E96 r~'xs\`h A2?56>:4 =2AD6k^2m] pE E92E E:>6[ k2 9C67lQ9EEADi^^?6HD]H7DF]@C8^DE2E6\?6HD^a_ad\_h\b_^9@H\7=@C:5:2?D\4@F=5\36\:>A24E65\3J\>65:42:5\4FED\2?5\?@\>@C6\242\E2I\4C65:EDQmA@=:4J 2?2=JDEDk^2m 2?5 D49@=2CD AC65:4E65 k2 9C67lQ9EEADi^^E964@?G6CD2E:@?]4@>^H9J\2C6\c\f\>:==:@?\7=@C:5:2?D\:?DFC65\E9C@F89\242\>2C<6EA=246\A=2?D\2?5\H92E\92AA6?D\:7\E96J\=@D6\E96:C\DF3D:5:6D\aegaehQm5:C6 4@?D6BF6?46D 7@C u=@C:52k^2m]k^Am
kAm%96 564:D:@? ?@E E@ 6IE6?5 E96D6 :?4C62D65 8@G6C?>6?E DF3D:5:6D @7 962=E9 :?DFC2?46 AC6>:F>D 42>6 27E6C 962E65 A2CE:D2? 5632E6 :? r@?8C6DD 2?5 k2 9C67lQ9EEADi^^HHH]?AC]@C8^a_ad^``^_d^?I\D`\ddhecfa^8@G6C?>6?E\D9FE5@H?\C64@C5\962=E9\42C6\DF3D:5:6DQmE96 =@?86DE 7656C2= 8@G6C?>6?E D9FE5@H?k^2m :? &]$] 9:DE@CJ]k^Am
kAmpD 2 k2 9C67lQ9EEADi^^D49@=2C]8@@8=6]4@>^4:E2E:@?DnFD6Cl'7=g~64ppppyU2>Aj9=l6?U2>Aj@:l2@Qm86C@?E@=@8:DE :?E6C6DE65 :? 962=E942C6 A@=:4Jk^2m[ x’G6 366? =@@<:?8 2E E96 prp 6?C@==>6?E 52E2 5FC:?8 E96 A6C:@5 D:?46 E96 DF3D:5J 492?86D H6?E :?E@ 67764E E@ D66 9@H u=@C:52 C6D:56?ED H6C6 27764E65 2?5 9@H E96 DE2E6 4@>A2C6D E@ E96 ?2E:@? @G6C2==]k^Am
kAmx? yF=J a_ae[ E96 962=E9 A@=:4J C6D62C49 8C@FA zuu k2 9C67lQ9EEADi^^HHH]<77]@C8^277@C523=6\42C6\24E^9@H\92D\242\>2C<6EA=246\6?C@==>6?E\492?865\24C@DD\DE2E6D\:?\a_ae^QmC6A@CE65 E96 >@DE C646?E 2G2:=23=6 prp 6?C@==>6?E 52E2k^2m @? A6@A=6 H9@ 3@E9 6?C@==65 2?5 A2:5 E96:C 7:CDE :?DFC2?46 AC6>:F> – 2 AC@46DD <?@H? 2D 67764EF2E65 6?C@==>6?E] %9:D 52E2 =@@<D 2E E96 A6C:@5 7C@> y2?F2CJ a_ae E9C@F89 E96 6?5 @7 u63CF2CJ a_ae]k^Am
k9am(9@ 3FJD E96:C 962=E9 :?DFC2?46 E9C@F89 E96 prpk^9am
kAm(9:=6 E96 >2;@C:EJ @7 p>6C:42? H@C<6CD 36EH66? E96 286D @7 `h 2?5 ec C646:G6 962=E9 :?DFC2?46 E9C@F89 E96:C 6>A=@J6CD[ >2?J A6@A=6[ 6DA64:2==J E9@D6 H9@ 2C6 D6=7\6>A=@J65 @C H@C<:?8 7@C D>2==6C 3FD:?6DD6D[ 5@ ?@E]k^Am
kAmu=@C:52 925 2?5 4@?E:?F6D E@ 92G6 E96 k2 9C67lQ9EEADi^^HHH]<77]@C8^277@C523=6\42C6\24E^9@H\E96\2>6C:42?\C6D4F6\A=2?\24E\27764ED\DF3D:5:6D\7@C\>2C<6EA=246\D9@AA6CD\2?5\A6@A=6\H9@\2C6\F?:?DFC65^Qm>@DE :?5:G:5F2=D :?DFC65 E9C@F89 E96 prpk^2m :? E96 ?2E:@?[ H:E9 >@C6 E92? a_T @7 u=@C:5:2?D F?56C 286 ed FD:?8 E96 prp[ 4@>A2C65 E@ fT 7@C E96 ?2E:@? @G6C2==]k^Am
k9am%96 DF3D:5J 492?86 4@?EC@G6CDJk^9am
kAm&?56C E96 k2 9C67lQ9EEADi^^HHH]962=E942C6]8@G^H96C6\42?\:\C625\E96\277@C523=6\42C6\24E^Qm@C:8:?2= prp =68:D=2E:@?k^2m E92E !C6D:56?E q2C24< ~32>2 D:8?65 :?E@ =2H :? a_`_[ 6G6CJ@?6 H9@D6 AC6>:F> H2D DF3D:5:K65 3J E96 7656C2= 8@G6C?>6?E H2D C6BF:C65 E@ 4@?EC:3FE6 E@ E96:C :?DFC2?46 A=2? AC6>:F>]k^Am
kAm!6@A=6 62C?:?8 ``dT @7 E96 k2 9C67lQ9EEADi^^HHH]962=E942C6]8@G^8=@DD2CJ^7656C2=\A@G6CEJ\=6G6=\7A=^QmA@G6CEJ =6G6=k^2m – S`g[___ :? a_`_ – 4@?EC:3FE65 a]`T @7 E96 A=2?’D 4@DE[ 2?5 E9@D6 62C?:?8 c__T @7 E96 A@G6CEJ =6G6=[ H9:49 H2D Se_[ac_ :? a_`_[ 4@?EC:3FE65 `_T] x?5:G:5F2=D 62C?:?8 23@G6 E92E 2>@F?E H6C6 ?@E 6=:8:3=6 7@C E96 DF3D:5J]k^Am
kAmx? a_a`[ :? 9@A6D @7 k2 9C67lQ9EEADi^^HHH]<77]@C8^277@C523=6\42C6\24E^9@H\E96\2>6C:42?\C6D4F6\A=2?\24E\27764ED\DF3D:5:6D\7@C\>2C<6EA=246\D9@AA6CD\2?5\A6@A=6\H9@\2C6\F?:?DFC65^Qm2==6G:2E:?8 64@?@>:4 AC6DDFC6D 5FC:?8 E96 A2?56>:4k^2m[ r@?8C6DD A2DD65 =68:D=2E:@? 6=:>:?2E:?8 AC6>:F>D 7@C A6@A=6 H:E9 E96 =@H6DE :?4@>6D 2?5 C65F465 E96 4@DE 7@C A6@A=6 H:E9 9:896C :?4@>6D] %96 `_T @7 prp 6?C@==66D >2<:?8 >@C6 E92? c__T @7 E96 A@G6CEJ =6G6=[ @C S`ag[___ :? a_a`[ H6C6 6=:8:3=6 7@C 2 DF3D:5J 7@C E96 7:CDE E:>6]k^Am
kAmx? E96 A6C:@5 7@==@H:?8 E96D6 DF3D:5J 492?86D[ E96 ?F>36C @7 67764EF2E65 6?C@==66D :?4C62D65 7C@> `b]d >:==:@? :? a_aa E@ a`]g >:==:@? :? a_ad] x? @E96C H@C5D[ E96 :?4C62D65 DF3D:5:6D >256 E96 prp >F49 >@C6 2EEC24E:G6 E@ 962=E942C6 4@?DF>6CD[ 2D :?E6?565]k^Am
kAmp yF?6 a_ae C6A@CE 7C@> E96 &]$] s6A2CE>6?E @7 w62=E9 2?5 wF>2? $6CG:46D DE2E65 E92E 2=>@DE b >:==:@? A6@A=6 H9@ C646:G65 2 DF3D:5J :? a_ad k2 9C67lQ9EEADi^^HHH]2DA6]99D]8@G^C6A@CED^242\6I492?86\6?C@==>6?E\a_aeQm=@DE 4@G6C286 :? a_aek^2m] %96 C6A@CE DF886DE65 E96D6 DF3D:5:6D H6C6 ?@E 2AAC@AC:2E6[ 3642FD6 >2?J C64:A:6?ED @7 DF3D:5:6D H6C6 9:89\:?4@>6 :?5:G:5F2=D] xE 4=2:>65 @E96CD H6C6 6=:8:3=6 7@C @E96C AF3=:4 :?DFC2?46 AC@8C2>D[ DF49 2D |65:42:5]k^Am
kAm|@C6@G6C[ %CF>A 25>:?:DEC2E:@? @77:4:2=D 92G6 4@?E6?565 E96D6 :>AC@A6C 6?C@==>6?ED H6C6 E96 k2 9C67lQ9EEADi^^<77962=E9?6HD]@C8^>65:42:5^242\7C2F5\4C24<5@H?\D<JC@4<6E:?8\AC:46D\6?C@==>6?E\564=:?6^QmC6DF=E @7 H:56DAC625 7C2F5k^2m] |2?J k2 9C67lQ9EEADi^^HHH]4?34]4@>^a_ad^`a^`e^242\DF3D:5J\7C2F5]9E>=Qm962=E942C6 A@=:4J 2?2=JDED 5:D28C66k^2m H:E9 E96D6 4@?E6?E:@?D 23@FE 7C2F5[ ?@E:?8 A2CE:D2? A@=:E:4D 92G6 ?@H 364@>6 A2CE @7 E96 5:DD6>:?2E:@? @7 8@G6C?>6?E C6A@CED]k^Am
kAmk:>8 DC4lQ9EEADi^^52E2HC2AA6C]5H45?]?6E^a*{"q^7F==]A?8Q ^mk^Am
k9am~FE4@>6D D@ 72Ck^9am
kAm%96 C@==324< :? E96 DF3D:5J 2>@F?ED :?4C62D65 AC6>:F>D 7@C A6@A=6 3FJ:?8 :?DFC2?46 E9C@F89 E96 prp k2 9C67lQ9EEADi^^HHH]<77]@C8^277@C523=6\42C6\24E^E96\2G6C286\>2C<6EA=246\565F4E:3=6\8C6H\3J\23@FE\`___\A6C\A6CD@?\:?\a_ae\H:E9\>@C6\6?C@==66D\D9:7E:?8\E@\9:896C\565F4E:3=6\A=2?D\2D\6?92?465\E2I\4C65:ED\6IA:C65^Qm3J 2? 2G6C286 @7 bfT[ @C S`[___[ A6C J62C ?2E:@?2==Jk^2m]k^Am
kAmpD 6IA64E65[ E96 :?4C62D6 :? @FE\@7\A@4<6E 4@DED >62?E k2 9C67lQ9EEADi^^HHH]43AA]@C8^3=@8^242\>2C<6EA=246\6?C@==>6?E\D9C2?<\:?\?62C=J\6G6CJ\DE2E6\27E6C\AC6>:F>\E2I\4C65:E\6?92?46>6?EDQm76H6C A6@A=6 3@F89E :?DFC2?46k^2m E9C@F89 E96 prp] x? a_ae[ `h]` >:==:@? p>6C:42?D 925 2? 67764EF2E65 962=E9 :?DFC2?46 6?C@==>6?E E9C@F89 E96 prp]k^Am
More from this section
kAm%9:D `a]cT 5C@A 7C@> a_ad H2D ?@E 5:DEC:3FE65 6G6?=J 24C@DD 2== d_ DE2E6D] ~9:@ 2?5 ~<=29@>2 E:65 7@C E96 =2C86DE 5C@A[ H:E9 2 baT 564C62D6 :? prp 6?C@==>6?ED]k^Am
kAm~7 E96 D6G6? DE2E6D H:E9 E96 9:896DE prp AC@A@CE:@?2= 6?C@==>6?ED[ E9C66 925 2>@?8 E96 k2 9C67lQ9EEADi^^HHH]4@>>@?H62=E97F?5]@C8^3=@8^a_ae^6>6C8:?8\DE2E6\52E2\A2:?E\3=62<\A:4EFC6\a_ae\>2C<6EA=246\6?C@==>6?EQm9:896DE C2E6D @7 A6@A=6 5C@AA:?8 prp 4@G6C286k^2m :? E96 ?2E:@?[ H:E9 $@FE9 r2C@=:?2 =@D:?8 ahT[ |:DD:DD:AA: aeT 2?5 p=232>2 abT] &E29 D2H 2 564C62D6 @7 `eT]k^Am
kAmu=@C:52’D 67764EF2E65 6?C@==>6?E :? E96 prp 76== `_T[ k2 9C67lQ9EEADi^^HHH]<77]@C8^277@C523=6\42C6\24E^9@H\92D\242\>2C<6EA=246\6?C@==>6?E\492?865\24C@DD\DE2E6D\:?\a_ae^Qm7C@> c]b >:==:@? E@ b]gd >:==:@?k^2m] %9@F89 E96 AC@A@CE:@?2= 564=:?6 H2D =6DD E92? :? @E96C DE2E6D[ E9:D H2D E96 =2C86DE ?F>36C @7 A6@A=6 :? 2?J DE2E6 H9@ 5C@AA65 4@G6C286] %6I2D C64@C565 2 cT 564=:?6 2?5 v6@C8:2 gT]k^Am
kAmprp 6?C@==>6?E C@D6 :? @?=J @?6 DE2E6[ }6H |6I:4@[ H96C6 :E :?4C62D65 `cT] t?C@==>6?E H2D F?492?865 :? x==:?@:D] $E2E6D E92E 925 6?24E65 k2 9C67lQ9EEADi^^HHH]4@>>@?H62=E97F?5]@C8^3=@8^a_ae^D@>6\DE2E6D\3=F?E65\:>A24E\=@DE\7656C2=\>2C<6EA=246\DF3D:5:6D\677@CED\H:==\36\92C5QmA@=:4J 492?86D E@ 7:?2?4:2==J DFAA@CE prp AC6>:F>Dk^2m[ DF49 2D 7F?5:?8 E96:C @H? DF3D:5:6D[ D2H D>2==6C 564=:?6D :? 6?C@==>6?E]k^Am
kAmu@C u=@C:52[ :E :D ?@E 4=62C H92E E96 564=:?6 @7 cd_[___ 6?C@==66D :? prp A=2?D H:== >62? 7@C E96 k2 9C67lQ9EEADi^^HHH]<77]@C8^F?:?DFC65^<6J\724ED\23@FE\E96\F?:?DFC65\A@AF=2E:@?^Qm@G6C2== DE2E6 F?:?DFC65 C2E6k^2m] $@>6 >2J EC2?D76C E@ 2 DA@FD6’D A@=:4J[ H9:=6 @E96CD >2J 7:?5 2 k2 9C67lQ9EEADi^^HHH]7@C36D]4@>^25G:D@C^962=E9\:?DFC2?46^42E2DEC@A9:4\962=E9\:?DFC2?46^Qm=@H6C\4@DE 42E2DEC@A9:4 :?DFC2?46 A@=:4Jk^2m] %96 4@>A=6E6 A:4EFC6 H@?’E 6>6C86 F?E:= a_af[ H96? E96 DE2E6 F?:?DFC65 C2E6D 2C6 C6=62D65]k^Am
kAm%96 a_ad\ae 6?C@==>6?E 492?86D D9@H65 E92E a]f >:==:@? p>6C:42?D =67E E96 prp 6I492?86[ 2?5 ` :? `_ @7 E96> C6A@CE65 364@>:?8 F?:?DFC65]k^Am
kAm!C:@C E@ E96 DF3D:5J C@==324<D[ 962=E942C6 A@=:4J 2?2=JDED AC65:4E65 E92E 23@FE k2 9C67lQ9EEADi^^HHH]<77]@C8^277@C523=6\42C6\24E^E96\2G6C286\>2C<6EA=246\565F4E:3=6\8C6H\3J\23@FE\`___\A6C\A6CD@?\:?\a_ae\H:E9\>@C6\6?C@==66D\D9:7E:?8\E@\9:896C\565F4E:3=6\A=2?D\2D\6?92?465\E2I\4C65:ED\6IA:C65^Qme >:==:@? A6@A=6 H@F=5 =62G6 E96 prp 6I492?86k^2m[ H:E9 2? 6DE:>2E65 g_T @7 E96> – c]g >:==:@? A6@A=6 – 364@>:?8 F?:?DFC65] $@ 72C[ E96 @FE4@>6 92D ?@E 366? 2D 325 2D E96J 762C65]k^Am
kAmk:>8 DC4lQ9EEADi^^52E2HC2AA6C]5H45?]?6E^=e9@y^7F==]A?8Q ^mk^Am
k9am$E:== 6?C@==65[ 3FE H:E9 =@H6C 4@G6C286k^9am
kAm%96 C62D@? 7@C E9:D >2J 36 E92E 4@?DF>6CD @AE65 7@C =6DD 4@G6C286 C2E96C E92? 5C@AA:?8 :E 2=E@86E96C] %96 a_ae 52E2 D9@HD 2 =2C86 5C@A :? E96 AC@A@CE:@? @7 :?5:G:5F2=D k2 9C67lQ9EEADi^^HHH]<77]@C8^277@C523=6\42C6\24E^E96\2G6C286\>2C<6EA=246\565F4E:3=6\8C6H\3J\23@FE\`___\A6C\A6CD@?\:?\a_ae\H:E9\>@C6\6?C@==66D\D9:7E:?8\E@\9:896C\565F4E:3=6\A=2?D\2D\6?92?465\E2I\4C65:ED\6IA:C65^QmAFC492D:?8 E96 >:55=6\=6G6= D:=G6C A=2?Dk^2m – 7C@> de]aT E@ ca]eT]k^Am
kAmpE E96 D2>6 E:>6[ E96C6 H2D 2 DF3DE2?E:2= :?4C62D6[ ah]hT E@ bh]eT[ :? A6@A=6 6?C@==:?8 :? E96 =@H6C 4@DE – 2?5 =@H6C 4@G6C286 – 3C@?K6 A=2?D] %96C6 H2D 2=D@ 2 4FC:@FD C6DF=E :? E92E E96C6 H2D 2 >@56DE :?4C62D6[ 7C@> `b]aT E@ `f]aT[ :? 6?C@==>6?E :? E96 9:896C\=6G6= 8@=5 A=2?D]k^Am
k7:8FC6mk2 2C:2\=236=lQ+@@>23=6 :>286Q 9C67lQ9EEADi^^:>286D]E964@?G6CD2E:@?]4@>^7:=6D^fdbhga^@C:8:?2=^7:=6\a_ae_g`b\d_\`2=h96];A8n:I=:3lC3\c]`]`U2>AjBlcdU2>Aj2FE@l7@C>2EU2>Aj7:El4=:AQmk:>8 2=ElQA6CD@? 4@F?E:?8 42D9 ?6IE E@ 2 3F?49 @7 AC6D4C:AE:@? 3@EE=6DQ DC4lQ9EEADi^^:>286D]E964@?G6CD2E:@?]4@>^7:=6D^fdbhga^@C:8:?2=^7:=6\a_ae_g`b\d_\`2=h96];A8n:I=:3lC3\c]`]`U2>AjBlcdU2>Aj2FE@l7@C>2EU2>Aj7:El4=:AQ ^mk^2mk7:842AE:@?mpD AC:46D @? 8C@46C:6D 2?5 7F6= 8@ FA[ D@>6 A6@A=6 >2J 36 7@C465 E@ 49@@D6 36EH66? 962=E9 :?DFC2?46 2?5 7@@5] k2 9C67lQ9EEADi^^HHH]86EEJ:>286D]4@>^56E2:=^A9@E@^4@F?E:?8\>@?6J\7@C\AC6D4C:AE:@?\>65:42E:@?\4@DED\C@J2=EJ\7C66\:>286^aachc_gdb`nA9C2D6lC:D:?8Ta_4@DETa_@7Ta_962=E942C6Ta_FDTa_a_aeU2>AjD62C49D4@A6l:>286[7:=>U2>AjD=@ElfU2>Aj25AA@AFAlECF6Qm%92?2D:D^|@>6?E G:2 v6EEJ x>286Dk^2mk^7:842AE:@?mk^7:8FC6m
k9am(92E’D ?6IEk^9am
kAmxE 3@56D H6== E92E 76H6C A6@A=6 E92? 6IA64E65 5C@AA65 E96:C prp :?DFC2?46 4@G6C286] qFE 2D E96 4@DE @7 9@FD:?8[ 7F6= 2?5 8C@46C:6D k2 9C67lQ9EEADi^^E964@?G6CD2E:@?]4@>^2>6C:42?D\766=\E96\DE:?8\@7\9:89\AC:46D\6G6CJ\52J\D@\H9J\5@6D\E96\765\?665\D@\>2?J\H2JD\E@\>62DFC6\:?7=2E:@?\agfddhQm4@?E:?F6D E@ 8@ FAk^2m[ C:D:?8 :?DFC2?46 AC6>:F>D >2J 7@C46 >@C6 A6@A=6 E@ 5C@A 6G6? 42E2DEC@A9:4 4@G6C286]k^Am
kAm%9:D 4C62E6D 2 C:AA=6 67764Ei (96? A2E:6?ED 42?’E 277@C5 962=E9 :?DFC2?46[ E96 4@DE @7 42C:?8 7@C E96> AFED >@C6 k2 9C67lQ9EEADi^^E964@?G6CD2E:@?]4@>^H9J\CFC2=\9@DA:E2=D\:?\A6??DJ=G2?:2\2?5\24C@DD\E96\4@F?ECJ\2C6\4=@D:?8\:?\:?4C62D:?8\?F>36CD\d\>JE9D\23@FE\CFC2=\962=E9\42C6\afdb_cQm7:?2?4:2= AC6DDFC6 @? 9@DA:E2=Dk^2m 2?5 >65:42= AC24E:46D] %9:D 42? =625 E@ C65F465 D6CG:46D 2?5 4=@DFC6D[ H9:49 >2<6D 962=E942C6 >@C6 5:77:4F=E E@ 2446DD 7@C 6G6CJ@?6[ ?@E ;FDE E9@D6 @? E96 prp >2C<6EA=246]k^Am
kAmk6>m%9:D 2CE:4=6 :D C6AF3=:D965 7C@> k2 9C67lQ9EEAi^^E964@?G6CD2E:@?]4@>^FDnFE>0D@FC46l{66U2>AjFE>0>65:F>lC6=2E65\=:?<U2>AjFE>042>A2:8?lC6=2E65\=:?<\_U2>AjFE>04@?E6?El2CE:4=6\agf`bdQm%96 r@?G6CD2E:@?k^2m[ 2 ?@?AC@7:E[ :?56A6?56?E ?6HD @C82?:K2E:@? 3C:?8:?8 J@F 724ED 2?5 ECFDEH@CE9J 2?2=JD:D E@ 96=A J@F >2<6 D6?D6 @7 @FC 4@>A=6I H@C=5] xE H2D HC:EE6? 3Ji k2 9C67lQ9EEADi^^E964@?G6CD2E:@?]4@>^AC@7:=6D^C@36CE\2AA=632F>\ad``cgfnFE>0D@FC46l{66U2>AjFE>0>65:F>lC6=2E65\=:?<U2>AjFE>042>A2:8?l3J=:?6\=:?<U2>AjFE>04@?E6?El2CE:4=6\agf`bdQm#@36CE pAA=632F>k^2m[ k6>mk2 9C67lQ9EEADi^^E964@?G6CD2E:@?]4@>^:?DE:EFE:@?D^>:2>:\F?:G6CD:EJ\`hbcnFE>0D@FC46l{66U2>AjFE>0>65:F>lC6=2E65\=:?<U2>AjFE>042>A2:8?l3J=:?6\=:?<U2>AjFE>04@?E6?El2CE:4=6\agf`bdQm|:2>: &?:G6CD:EJk^2mk^6>mk^6>mk^Am
kAmkDEC@?8m#625 >@C6ik^DEC@?8mk^Am
kF=mk=:mk2 9C67lQ9EEAi^^E964@?G6CD2E:@?]4@>^H9J\2C6\c\f\>:==:@?\7=@C:5:2?D\:?DFC65\E9C@F89\242\>2C<6EA=246\A=2?D\2?5\H92E\92AA6?D\:7\E96J\=@D6\E96:C\DF3D:5:6D\aegaehnFE>0D@FC46l{66U2>AjFE>0>65:F>lC6=2E65\=:?<U2>AjFE>042>A2:8?lC6=2E65\=:?<_U2>AjFE>04@?E6?El2CE:4=6\agf`bdQm(9J 2C6 c]f >:==:@? u=@C:5:2?D :?DFC65 E9C@F89 prp >2C<6EA=246 A=2?D[ 2?5 H92E 92AA6?D :7 E96J =@D6 E96:C DF3D:5:6Dnk^2mk^=:mk=:mk2 9C67lQ9EEAi^^E964@?G6CD2E:@?]4@>^>@3:=6\4=:?:4D\@776C\2\AC24E:42=\H2J\E@\:>AC@G6\962=E9\42C6\2446DD\:?\>2E6C?:EJ\42C6\56D6CED\afccfenFE>0D@FC46l{66U2>AjFE>0>65:F>lC6=2E65\=:?<U2>AjFE>042>A2:8?lC6=2E65\=:?<`U2>AjFE>04@?E6?El2CE:4=6\agf`bdQm|@3:=6 4=:?:4D @776C 2 AC24E:42= H2J E@ :>AC@G6 962=E9 42C6 2446DD :? >2E6C?:EJ 42C6 56D6CEDk^2mk^=:mk=:mk2 9C67lQ9EEAi^^E964@?G6CD2E:@?]4@>^2D\>:==:@?D\@7\2>6C:42?D\7246\2\DE66A\C:D6\:?\962=E9\:?DFC2?46\4@DED\=2H>2<6CD\4@?E:?F6\2\46?EFCJ\=@?8\32EE=6\@G6C\H9@\D9@F=5\A2J\7@C\962=E9\42C6\af`h_`nFE>0D@FC46l{66U2>AjFE>0>65:F>lC6=2E65\=:?<U2>AjFE>042>A2:8?lC6=2E65\=:?<aU2>AjFE>04@?E6?El2CE:4=6\agf`bdQmpD >:==:@?D @7 p>6C:42?D 7246 2 DE66A C:D6 :? 962=E9 :?DFC2?46 4@DED[ =2H>2<6CD 4@?E:?F6 2 46?EFCJ‑=@?8 32EE=6 @G6C H9@ D9@F=5 A2J 7@C 962=E9 42C6k^2mk^=:mk^F=m
kA 4=2DDlQ7:?6\AC:?EQmk6>mkDA2?m#@36CE pAA=632F> 5@6D ?@E H@C< 7@C[ 4@?DF=E[ @H? D92C6D :? @C C646:G6 7F?5:?8 7C@> 2?J 4@>A2?J @C @C82?:K2E:@? E92E H@F=5 36?67:E 7C@> E9:D 2CE:4=6[ 2?5 92D 5:D4=@D65 ?@ C6=6G2?E 277:=:2E:@?D 36J@?5 E96:C 24256>:4 2AA@:?E>6?E]k^DA2?mk^6>mk^Am
kAmk:>8 DC4lQ9EEADi^^4@F?E6C]E964@?G6CD2E:@?]4@>^4@?E6?E^agf`bd^4@F?E]8:7n5:DEC:3FE@Cl=66Q DEJ=6lQ96:89Ei`AIjH:5E9i`AIjQ 2=ElQQ ^mk^Am

