ADHD can shape how you think, feel, behave, and move through the world, touching on everything from work and relationships to everyday routines. Your finances are no exception: Once you start noticing all the ways the condition can cost you money, it’s easy to see why people coined the term “ADHD tax.”
kAmk2 9C67lQ9EEADi^^7:?2?4:2=D6=742C63=@8]4@>^23@FE\>6^Qm{:?5D6J z@?492Ck^2m[ 2 =:46?D65 8C25F2E6 D@4:2= H@C<6C 2?5 46CE:7:65 7:?2?4:2= 4@249[ @7E6? H@C<D H:E9 A6@A=6 H:E9 psws 3642FD6 :E D@ 4@>>@?=J C6DF=ED :? 2 C2?86 @7 7:?2?4:2= DECF88=6D[ 7C@> D>2== 923:ED E92E 255 FA E@ 5C2:? J@FC 32?< 244@F?E E@ =@?8\E6C> 492==6?86D H:E9 >2?28:?8 J@FC >@?6J] “pD 2 7:?2?4:2= E96C2A:DE[ x 32D:42==J E2=< 23@FE E96 psws E2I 2== 52J[ 6G6CJ 52J[” z@?492C D2JD] “xE 92D 2 =@E @7 C:AA=6 67764ED 2?5 :E 42? =62G6 A6@A=6 DEC6DD65 2?5 @G6CH96=>65]”k^Am
kAmyFDE 3642FD6 E96 psws E2I :D 2 C62= :DDF6 7@C >2?J 5@6D?’E >62? :E’D 6?E:C6=J @FED:56 J@FC 4@?EC@=—2?5 E96 7:CDE DE6A :D =62C?:?8 E@ C64@8?:K6 :E :? 24E:@?] q6=@H[ k2 9C67lQ9EEADi^^E9C:G6H@C<D]4@>Qm%9C:G6H@C<Dk^2m =@@<D 2E 9@H E96 psws E2I 42? D9@H FA 2?5 DE6AD J@F 42? E2<6 E@ >:E:82E6 :E]k^Am
k9bm(92E :D E96 psws E2Ink^9bm
kAm(9:=6 :E’D 2 4@>>@? 6IA6C:6?46[ E96 psws E2I :D?’E 6I24E=J 2 4=:?:42= 4@?46AE[ D@ E96C6 :D?’E 2 DEC:4E 567:?:E:@? 7@C :E] “xE’D 2 42DF2= E6C> 7@C E96 6IEC2 >@?6J[ E:>6[ 6?6C8J[ 2?5 DEC6DD E92E A6@A=6 H:?5 FA A2J:?8 2D 2 C6DF=E @7 92G:?8 psws[” D2JD k2 9C67lQ9EEADi^^E9C:G6H@C<D]4@>^6IA6CE^>@?:424HJ?2C^Qm|@?:42 rHJ?2Ck^2m[ 2 =:46?D65 4=:?:42= D@4:2= H@C<6C 2E %9C:G6H@C<D] %96 DA64:7:4D 56A6?5 @? :?5:G:5F2= 724E@CD =:<6 9@H J@FC psws AC6D6?ED[ J@FC 7:?2?4:2= D:EF2E:@?[ 2?5 E96 DFAA@CE 2G2:=23=6 E@ J@F[ 3FE E96C6 2C6 46CE2:? A2EE6C?D E92E 4C@A FA 282:? 2?5 282:?]k^Am
kAmu@C DE2CE6CD[ D:>A=J k2 9C67lQ9EEADi^^E9C:G6H@C<D]4@>^96=A\H:E9^2595^9@H\E@\86E\5:28?@D65\H:E9\2595^Qm5:28?@D:?8k^2m[ EC62E:?8[ 2?5 >2?28:?8 psws 42? 4@>6 H:E9 4@DED] s6A6?5:?8 @? J@FC :?DFC2?46 2?5 E96 AC@76DD:@?2=D J@F D66[ J@F >:89E 6?5 FA A2J:?8 7@C 6G2=F2E:@?D[ E96C2AJ 2?5 >65:42E:@? >2?286>6?E 2AA@:?E>6?ED[ 2?5 E96 k2 9C67lQ9EEADi^^E9C:G6H@C<D]4@>^96=A\H:E9^2595^2595\>65:42E:@?^Qm>65:42E:@?Dk^2m E96>D6=G6D] ~E96C A@E6?E:2==J 96=A7F= C6D@FC46D—=:<6 psws 4@249:?8[ 7:?2?4:2= AC@76DD:@?2=D[ 3@@<D[ A=2??6CD[ 2?5 2AAD—42? 255 FA[ E@@]k^Am
kAm~? E@A @7 E9@D6 5:C64E 4@DED[ >2?J A6@A=6 H:E9 psws 7:?5 E92E DJ>AE@>D @7 E96 4@?5:E:@? W=:<6 :>AF=D:G:EJ[ 7@C86E7F=?6DD[ psws A2C2=JD:D[ 2?5 E:>6 3=:?5?6DDX 42? ?682E:G6=J :>A24E E96:C 7:?2?46D[ D2JD rHJ?2C]k^Am
kAmk2 9C67lQ9EEADi^^E9C:G6H@C<D]4@>^96=A\H:E9^D6=7\42C6^5@A2>:?6\56E@I^Qms@A2>:?6k^2m—2 496>:42= >6DD6?86C :?G@=G65 :? >@E:G2E:@? 2?5 C6H2C5—>:89E A=2J 2 C@=6[ E@@] p44@C5:?8 E@ rHJ?2C[ psws :D 2DD@4:2E65 H:E9 =@H6C =6G6=D @C =6DD 677:4:6?E AC@46DD:?8 @7 5@A2>:?6[ H9:49 42? >2<6 D@>6@?6 8C2G:E2E6 E@H2C5 24E:G:E:6D E92E AC@G:56 BF:4<[ C6=:23=6 “9:ED” @7 :?DE2?E 8C2E:7:42E:@?] “(96? D@>6@?6 H:E9 psws :D DEC6DD65[ 3@C65[ @C @G6CH96=>65[ E96:C 3C2:? >2J D66< @FE E92E BF:4< >@@5 =:7E 2D 2 7@C> @7 D6=7\C68F=2E:@?[” D96 D2JD]k^Am
kAmw6C6 2C6 D@>6 H2JD rHJ?2C 2?5 z@?492C 92G6 D66? E96 psws E2I 255 FAik^Am
kF=mk=: 52E2\=:DE\:E6>\:5lQ67b44_a5`cefbf7ca`ehfhg5e5c6ccfebQm|:DD:?8 A2J>6?E 5F6 52E6D 2?5 :?4FCC:?8 =2E6 766D 2D 2 C6DF=Ek^=:mk=: 52E2\=:DE\:E6>\:5lQ64g4def7_ba7c_bb`ee4bcg_7d36b`b_aQmu@C86EE:?8 23@FE DF3D4C:AE:@?D @? 2FE@A2J E92E J@F ?@ =@?86C FD6k^=:mk=: 52E2\=:DE\:E6>\:5lQ64fgh_a`c75bcdd`6adg54d2e2a_43``gQm%9C@H:?8 2H2J DA@:=65 8C@46C:6D 2?5 AC@5F4ED J@F 7@C8@E 23@FEk^=:mk=: 52E2\=:DE\:E6>\:5lQ674fc`2eec`a_d7c4552ff_be2fgbh_75Qm|2<:?8 :>AF=D6 AFC492D6D E92E J@F 5@?’E H2?E @C 5:5?’E BF:E6 E9:?< E9C@F89k^=:mk=: 52E2\=:DE\:E6>\:5lQ6d5fg2deg5b35434c2edbghh_fc76gdf2Qm!FEE:?8 @77 E2D<D =:<6 >2<:?8 C6EFC?D[ 2AA=J:?8 7@C C632E6D[ 7:=:?8 :?G@:46D[ @C DF3>:EE:?8 C6:>3FCD6>6?EDk^=:mk=: 52E2\=:DE\:E6>\:5lQ6c6b42566_6bb7bg3ed_e5e`g437g56b5Qm#6A=24:?8 36=@?8:?8D J@F’G6 =@DE @C 7@C8@EE6? J@F 2=C625J @H?k^=:mk=: 52E2\=:DE\:E6>\:5lQ6fd3af7fh4544_4ce6`b7ec7aec__6fb5Qm$A6?5:?8 >@C6 @? =2DE\>:?FE6 4@?G6?:6?46D[ CFD9 766D[ E2<6@FE[ @C @E96C F?A=2??65 6IA6?D6Dk^=:mk=: 52E2\=:DE\:E6>\:5lQ6ca3dd2e4c64c74`g6_d5642fe__dg_g6Qm{@D:?8 :?4@>6 @C >:DD:?8 ;@3 @AA@CEF?:E:6D 3642FD6 @7 =2E6?6DD[ >:DD65 5625=:?6D[ @C 5:77:4F=EJ 7@==@H:?8 E9C@F89k^=:mk=: 52E2\=:DE\:E6>\:5lQ64b3dd_bgf3dgg6g7__434c5ga3fac43`Qmu2==:?8 369:?5 @? 7:?2?4:2= C6DA@?D:3:=:E:6D =:<6 E2I6D[ 563E[ @C :?DFC2?46 A2A6CH@C<k^=:mk=: 52E2\=:DE\:E6>\:5lQ6ae35c2`f4ghg7_fffa734eaa_cd``45dQm$ECF88=:?8 E@ 3F586E[ EC24< J@FC >@?6J[ @C H@C< E@H2C5 =2C86C 7:?2?4:2= 8@2=Dk^=:mk^F=m
kAm~7 4@FCD6[ E96D6 6IA6C:6?46D 2C6?’E =:>:E65 E@ A6@A=6 H:E9 psws[ 3FE E96J E6?5 E@ 36 >@C6 A6CD:DE6?E 7@C A6@A=6 H:E9 E96 4@?5:E:@? 3642FD6 @7 AC@3=6>D H:E9 7@4FD 2?5 :>AF=D:G:EJ]k^Am
kAm“(6 4@F=5 =:DE 6I2>A=6D 7@C6G6C—psws DECF88=6D 2?5 >@?6J 492==6?86D 42? C62==J 7665 :?E@ @?6 2?@E96C[” z@?492C D2JD] k^Am
k9bmd H2JD E@ >:E:82E6 E96 psws E2Ik^9bm
kAm~G6C E96 =@?8 E6C>[ C65F4:?8 E96 psws E2I @7E6? >62?D =@@<:?8 27E6C 3@E9 J@FC psws 2?5 J@FC 3C@256C 7:?2?4:2= 962=E9] %92E >:89E :?4=F56 D66<:?8 AC@76DD:@?2= DFAA@CE[ =62C?:?8 >@?6J\>2?286>6?E D<:==D[ 2?5 7:?5:?8 DFDE2:?23=6 C@FE:?6D 2?5 DJDE6>D E92E <66A 7:?2?4:2= DEC6DD 7C@> D?@H32==:?8]k^Am
kAmqFE 3F:=5:?8 E92E 7@F?52E:@? E2<6D E:>6[ 2?5 86EE:?8 DE2CE65 42? 766= @G6CH96=>:?8] $@ rHJ?2C 2?5 z@?492C C64@>>6?5 DE2CE:?8 H:E9 D>2==6C DE6AD E@ C65F46 J@FC psws E2I ?@H 2?5 96=A :>AC@G6 J@FC C6=2E:@?D9:A H:E9 >@?6J @G6C E:>6]k^Am
kAmkDEC@?8m`] !=F8 @?6 >@?6J =62< 2E 2 E:>6]k^DEC@?8mk^Am
kAmx7 J@F’C6 ;FDE ?@H C62=:K:?8 E96 >2DD:G6 D4@A6 @7 J@FC psws E2I[ :E 42? 36 @G6CH96=>:?8 E@ <?@H H96C6 E@ DE2CE] qFE :?DE625 @7 :E6>:K:?8 6G6CJ psws\C6=2E65 4@DE[ rHJ?2C DF886DED :56?E:7J:?8 @?6 DA64:7:4 E9:?8 J@F 42? H@C< @? 367@C6 F?A24<:?8 3C@256C >@?6J A2EE6C?D]k^Am
kAmr2? J@F AFE E92E C64FCC:?8 3:== J@F D@>6E:>6D >:DD @? 2FE@A2Jn w@H 23@FE DA6?5:?8 b_ >:?FE6D D@CE:?8 E9C@F89 J@FC 24E:G6 DF3D4C:AE:@?D 7@C 2?J H@CE9 42?46=:?8n ~C[ 4@?D:56C D6EE:?8 2 42=6?52C ?@E:7:42E:@? E@ C6EFC? E92E :E6> 367@C6 E96 H:?5@H 4=@D6D]k^Am
kAm%96 psws E2I :D C65F465[ 2?5 J@F’G6 8@E 2 BF:4< H:? E92E 42? AC@G:56 2 CFD9 ;FDE =:<6 DA6?5:?8 42?[ z@?492C A@:?ED @FE] “%96 D6?D6 @7 8C2E:7:42E:@? 2?5 244@>A=:D9>6?E ;FDE 7C@> E2<:?8 E66?J E:?J DE6AD 42? 3F:=5 2 D6?D6 @7 >@>6?EF>]”k^Am
kAmkDEC@?8ma] v6E 29625 @7 C64FCC:?8 A2EE6C?D]k^DEC@?8mk^Am
kAm~?6\@77 7:I6D @?=J 8@ D@ 72C :7 E96 D2>6 EJA6 @7 psws E2I <66AD A@AA:?8 FA] z@?492C C64@>>6?5D 3C2:?DE@C>:?8 >@C6 AC@24E:G6 2AAC@2496D E@ AC@E64E:?8 J@FC >@?6J[ 7C@> AFEE:?8 32CC:6CD :? A=246 E@ D6EE:?8 C6>:?56CD]k^Am
kAmu@C 6I2>A=6[ :7 :>AF=D6 DA6?5:?8 :D J@FC :DDF6[ ECJ E96D6 E:AD E@ >2<6 :E 2 =:EE=6 92C56C E@ 8@ @G6C3@2C5ik^Am
kF=mk=: 52E2\=:DE\:E6>\:5lQ6565g5hbfhec35bh2dfa2ae5fcc7a2c42Qms6=6E6 D9@AA:?8 2AAD D@ J@F’C6 =6DD E6>AE65 3J J@FC 9@>6 D4C66?]k^=:mk=: 52E2\=:DE\:E6>\:5lQ6h2a5h64cg4``db5_h`4b453g557665``Qm&?7@==@H E96 :?7=F6?46CD E92E @7E6? A6CDF256 J@F E@ 3FJ E9:?8D J@F 5@?’E ?665 @C 92G6 E96 3F586E 7@C]k^=:mk=: 52E2\=:DE\:E6>\:5lQ6`dgfcg23g`h_`__e75e26_f763e44g`gQm%FC? @77 @?6\4=:4< AFC492D:?8 2?5 C6>@G6 J@FC D2G65 A2J>6?E :?7@C>2E:@? D@ J@F 92G6 E@ >2?F2==J 6?E6C :E 6249 E:>6]k^=:mk=: 52E2\=:DE\:E6>\:5lQ673bde3_hc6ebec3b57b5_7c_5fb5d5_aQmx?DE:EFE6 2 >2?52E@CJ H2:E:?8 A6C:@5 WD2J[ cg 9@FCDX 367@C6 4964<:?8 @FE]k^=:mk=: 52E2\=:DE\:E6>\:5lQ6_2df63_f66`464g3_h3ffdb4`fhech_2Qm$E@4< =@H\677@CE 7C66K6C >62=D E@ 4FE 5@H? @? AC:46J =2DE\>:?FE6 E2<6@FE]k^=:mk^F=m
kAm~7E6?[ C6>@G:?8 :?DE2?E 8C2E:7:42E:@? 7C@> E96 6BF2E:@? C6G62=D H96E96C J@F 86?F:?6=J H2?E @C ?665 2? :E6>[ z@?492C D2JD]k^Am
kAmp?5 :7 7@C86E7F=?6DD E6?5D E@ 5C2:? J@FC 7:?2?46D[ ECJ E96D6 E:ADik^Am
kF=mk=: 52E2\=:DE\:E6>\:5lQ6f2245fd3a7h2337e45_47g5h7c`g`6ecQmpD D@@? 2D J@F D:8? FA 7@C 2 7C66 EC:2=[ 42?46= E96 DF3D4C:AE:@? @C EFC? @77 2FE@\C6?6H] *@F’== DE:== 86E E96 EC:2= A6C:@5[ 3FE ?@H J@F H@?’E 92G6 E@ H@CCJ 23@FE C6>6>36C:?8 E@ 42?46= 367@C6 :E CF?D @FE]k^=:mk=: 52E2\=:DE\:E6>\:5lQ67d4_`7cg6behcd52c54cgh726bb452e7QmrC62E6 >66E:?8D 2?5 42=6?52C C6>:?56CD E@ E2<6 42C6 @7 E9@D6 3@C:?8 3FE ?646DD2CJ 7:?2?4:2= E2D<D]k^=:mk=: 52E2\=:DE\:E6>\:5lQ62b7_hggf_bfah4fg37db32b35`ehba__QmrFE 5@H? @? 244:56?E2==J 3FJ:?8 5FA=:42E6D @7 J@FC 8@\E@ AC@5F4ED 3J AFEE:?8 E9@D6 :E6>D :? 2 56D:8?2E65[ G:D:3=6 DA@E]k^=:mk^F=m
kAmkDEC@?8mb] $4965F=6 2 C68F=2C >@?6J 52E6]k^DEC@?8mk^Am
kAmp44@C5:?8 E@ z@?492C[ D6EE:?8 2 H66<=J 565:42E65 3=@4< E@ 4964< :? @? J@FC 7:?2?46D 2?5 92?5=6 >@?6J E2D<D :D @?6 @7 E96 >@DE 67764E:G6 H2JD E@ DE2J :? 4@?EC@=] ~E96CH:D6[ :E’D 62DJ E@ AFE :E @77…2?5 @77 2?5 @77] “*@F H2?E E@ C@>2?E:4:K6 E96 964< @FE @7 E96 52E6 D@ J@F 5@?’E 5C625 :E[” D96 D2JD] |2<6 J@FC 72G@C:E6 5C:?< 2E 9@>6[ DH:E49 FA J@FC 6?G:C@?>6?E[ H92E6G6C :E E2<6D E@ >2<6 :E D@>6E9:?8 J@F 6?;@J[ 2E =62DE 2 =:EE=6]k^Am
kAmz@?492C DF886DED 2 =@H 32CC:6C E@ 6?ECJ E@ 368:?—?@ ?665 E@ 4@>6 H:E9 2 7F== :E:?6C2CJ @C 92G6 2 C@FE:?6 :? A=246] *@F 42? DE2CE 3J <?@4<:?8 @FE E@\5@D J@F’G6 366? 5C625:?8 @C 6G6? C6D62C49:?8 A@E6?E:2= E@@=D] tG6?EF2==J[ D96 D2JD[ E96D6 4964<\:?D 42? 364@>6 2 C6=:23=6 A=246 E@ C6G:6H J@FC DA6?5:?8[ A2J 3:==D[ 2?5 >@?:E@C J@FC AC@8C6DD E@H2C5 =2C86C 8@2=D]k^Am
kAmkDEC@?8mc] tIA6C:>6?E H:E9 5:776C6?E >@?6J >2?286>6?E E@@=D E@ 7:?5 2 DJDE6> E92E H@C<D 7@C J@F]k^DEC@?8mk^Am
kAm%96C6 :D ?@ F?:G6CD2==J “psws\7C:6?5=J” DJDE6>[ AC@8C2>[ @C 2AA 7@C >2?28:?8 J@FC >@?6J[ ?@C DE2J:?8 FA E@ 52E6 @? E2D<D :? 86?6C2=] qFE E96 C:89E E@@=D 2?5 C@FE:?6D 42? =:89E6? E96 >6?E2= =@25[ >2<6 J@FC 7:?2?46D >@C6 G:D:3=6[ 2?5 E2<6 42C6 @7 E65:@FD 7@==@H\E9C@F89] “p== E96 3@C:?8 DEF77 psws 3C2:?D 92E6[” rHJ?2C D2JD]k^Am
kAmz@?492C 6?4@FC286D A6@A=6 E@ 6IA6C:>6?E F?E:= E96J 7:?5 D@>6E9:?8 E92E DF:ED E96:C ?665D] %96C6 2C6 A=6?EJ @7 2AAD @FE E96C6 E92E 42? AFE 2== J@FC 7:?2?4:2= :?7@C>2E:@? :? @?6 A=246[ 42E68@C:K6 DA6?5:?8[ 7=28 F?<?@H? 6IA6?D6D[ @C 82>:7J >@?6J >2?286>6?E] |62?H9:=6[ =@H\E649 @AE:@?D =:<6 DAC625D966ED[ A2A6C EC24<6CD[ 2?5 42D9 3F586E:?8 42? H@C< 36EE6C 7@C D@>6 A6@A=6]k^Am
kAm%96 8@2= :D E@ 7:?5 D@>6E9:?8 DFDE2:?23=6 E92E J@F’== 24EF2==J FD6 =@?8 E6C>[ ?@E ;FDE D6E FA 2?5 7@C86E 23@FE @?46 E96 AC@5F4E:G:EJ CFD9 H62CD @77] “&?E:= J@F C62==J 92G6 D@>6 D@CE @7 DJDE6> E@ >2?286 J@FC >@?6J[ :E :D 7@C6G6C 8@:?8 E@ 766= =:<6 H2E6C D=:AA:?8 E9C@F89 J@FC 92?5D[” z@?492C D2JD]k^Am
kAmkDEC@?8md] qF586E 7@C H96? >:DE2<6D 92AA6?]k^DEC@?8mk^Am
kAm*@F >:89E ?@E 36 23=6 E@ 6=:>:?2E6 E96 psws E2I 6?E:C6=J[ D@ :7 J@FC 7:?2?46D 2==@H[ D6E 2D:56 D@>6 >@?6J :? J@FC 3F586E E@ 4@G6C :E] “xE 92D :ED @H? 42E68@CJ :? >J DA6?5:?8 A=2??6C[” z@?492C D2JD] %92E H2J[ J@F 92G6 D@>6 H:88=6 C@@> :7 J@F :?4FC 2 C2?5@> 766[ >:DD 2 C6EFC? H:?5@H[ @C 86E 9:E H:E9 2?@E96C F?A=2??65 4@DE]k^Am
kAm|@C6 3C@25=J[ ECJ ?@E E@ 9@=5 J@FCD6=7 E@ 2 A6C764E DE2?52C5[ 6:E96C] |2?28:?8 >@?6J 2?5 psws 2C6 3@E9 492==6?8:?8 D@>6E:>6D—:E’D @?=J ?2EFC2= E@ 9:E 2 D?28 6G6CJ @?46 :? 2 H9:=6[ 6G6? 27E6C J@F’G6 7@F?5 E@@=D 2?5 C@FE:?6D E92E 96=A] “*@F 92G6 E@ 36 86?E=6 H:E9 J@FCD6=7[” z@?492C D2JD] “|@?6J :D 2 5:776C6?E =2?8F286 2?5 J@F’C6 ?@E 8@:?8 E@ =62C? :E @G6C?:89E]”k^Am
kAmk2 9C67lQ9EEADi^^E9C:G6H@C<D]4@>^96=A\H:E9^2595^2595\E2I^Qmk6>m%9:D DE@CJk^6>mk^2mk6>m H2D AC@5F465 3Jk^6>m k2 9C67lQ9EEADi^^E9C:G6H@C<D]4@>Qmk6>m%9C:G6H@C<Dk^6>mk^2mk6>m 2?5 C6G:6H65 2?5 5:DEC:3FE65 3Jk^6>m k2 9C67lQ9EEADi^^9F3D]=2^"_b<=8$#_Q C6=lQ?@7@==@HQmk6>m$E24<6Ck^6>mk^2mk6>m]k^6>mk^Am
