Auto insurance is one of the most common types of insurance in the U.S. Nearly all states require drivers to have liability car insurance covering a minimum amount of property damage and bodily injuries resulting from accidents.
If a crash happens, the laws are clear that uninsured drivers are themselves financially responsible for any damage or injury. States determine penalties for violating car insurance laws. Depending on the severity of the offense, penalties can include fines up to $1,500, driver's license suspension, vehicle impoundment, and even imprisonment, depending on the state.
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