You might assume you’re covered for repairs after a disaster because you have homeowners insurance. Unfortunately, you could be wrong.
As extreme weather becomes more frequent and destructive, homeowners across the country are discovering gaps in their insurance policies — after the damage has already been done. Insufficient coverage limits may leave them without enough money to rebuild. Exclusions may result in zero payout. In the aftermath of a catastrophe, too many face a second shock: finding out their insurance falls far short of what they need to recover.
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